Money 'n NUTS - Resources

Look, I get it… we live in a world of on demand EVERYTHING. I think I just saw an app that lets you schedule a time for people to come poop scoop your yard. So when it comes to conversations about money, most people under the age of 30 aren’t into playing around with spreadsheets and budgets for hours on end. 


(And for those of you that are into that sort of thing, God bless ya!) They want to know the fastest/easiest way to manage their money. And they ask me my advice. So…here it goes!










There is SO much information online anymore. It’s really not a matter of finding the right app or reading the right article or filling up your podcast queue. Instead it’s being consistent over time with an approach that works for you. Look, a very wise man once wrote that there is nothing new under the sun. And that is certainly true when it comes to learning how to manage your money. So when friends ask me about the best resources that I can recommend to help them stay on track with their financial goals, I had a REALLY hard time coming up with anything new that hasn’t already been posted about. 


Instead, I give you the Money-N-Nuts version of the best resources out there…today.

Best Money Apps

With a nod to the Qaptial app as my very favorite, check out this article from Business Insider

Best Instagram Accounts

Shoutout to Clever Girl Finance for also making me laugh. She gets listed in this article from Dollars and Sense


Top Blogs

The kind folks at The Money Mix take the Money-N-Nuts approach to heart and curate a real time page with the best most relevant post about Personal Finance.

Best Podcasts

Hot off the “Publish Now” button, Yahoo! Finance just released their recommendations for 2019

That’s if for now. What would you add to this list?



Each Monday, I get on Twitter and I see #MondayMotivations. Tweets that seem to feel like we all need a little encouragement to get a new work week started. Why is that? Do we all have something happen to us every Sunday night when we go to bed that causes us to wake up on Monday SHOCKED that it's new week? 

HA! Of course not. For most of us, it's the realization that we're starting the same routine all over again. Kinda of Groundhog Day movie syndrome. Well, doesn't King Solomon, the wisest man to ever live, tell us that there is nothing new under the sun? All pursuits are folly and in vein? (How 'bout that for a total Debbie Downer moment on your Monday?)

Ironically, I see this same surprised reaction when I ask friends about the way they manage God's money. Over and over again I hear confusion and surprise in conversations about saving and spending. If we're honest, it comes down to Money-n-N.U.T.S. (Money-Nothing New Under The Sun)

Why is it so hard?

I've know my wife Wendy for almost 25 years. In that time, there have been countless conversations about staying on track with our finances. It's so frustrating!!! With all the tools, resources, web sites and Dave Ramsey's out there for us to learn from, why does managing money still fall under the:

"It's simple, but it ain't easy" category?

Kinda like we need more motivation when Mondays roll around, even though we know they're coming, we need encouragement with what we already know to be true about money.

Debit Envelopes
In order to keep it simple, Wendy and I have adopted the debit card envelope system. Not based on a budget! It's based on how we want our finances to reflect what we believe in and what we value. We've found what works...for us as well as a lot of friends that have adopted this system as well.

We put money in our "buckets" twice a month. When the buckets empty, we CAN'T spend anymore in that category. So, how's this different than a normal budget? Great question. You can get the answer over a cup of coffee soon. Or, you can wait til the next Money-n-N.U.T.S. post goes up.

Thanks for allowing me to do what I love!